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Mortgage Options

Wooden Floor Living Room
  • Requires a minimum of 3-5% down

  • Stricter with their rules; they like 740+ credit however credit in the mid 600s does work as well 

  • This program does want lower debt ratios

  • More lenient with documentation and questions

  • Higher in rate compared to government loans

  • Mortgage insurance is not required if putting 20% or more down

    • If putting less than 20% down, your MI is based off of your credit score, DTI, LTV, and a few other factors

Suburb Houses

other terms apply - mortgage programs and guidelines do change. please  reach out to get more information on programs and which ones you may qualify for. 

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